AI-Written Scam Messages
Understand how attackers use AI to create convincing phishing messages and how to detect them.
Last updated: February 2026Scams Are Getting Smarter
Attackers now use AI tools to write phishing emails, texts, and messages. These AI-generated scams have fewer spelling mistakes, sound more natural, and can be personalized at scale.
What Has Changed
Traditional phishing often had obvious red flags:
- Poor grammar and spelling
- Awkward phrasing
- Generic greetings
AI-powered scams can now:
- Write fluently in any language
- Match the tone and style of legitimate companies
- Create personalized messages using publicly available information
- Generate unique variations to bypass spam filters
- Respond convincingly in real-time conversations
Signs of AI-Assisted Scams
While AI makes scams more polished, you can still spot them:
- Unexpected contact: You did not initiate the conversation
- Urgency or threats: Pressure to act immediately
- Requests for sensitive info: Passwords, payment details, personal data
- Suspicious links: Hover to check where they really go
- Too-good-to-be-true offers: Prizes, refunds, investment opportunities
- Slight inconsistencies: Wrong details about your account or relationship
AI Voice and Video Scams
AI can also clone voices and create fake videos:
- Scammers may call pretending to be a family member in trouble
- Fake video calls can impersonate executives or celebrities
- Voicemails may sound like someone you know
If you receive an unexpected urgent request, verify through a different channel. Call the person back on a number you already have, not one provided in the message.
Protecting Yourself
- Focus on what the message asks you to do, not how well it is written
- Verify requests through official channels (call the company directly)
- Do not click links in unexpected messages
- Use multi-factor authentication so stolen passwords alone are not enough
- Be suspicious of urgency and emotional manipulation
- Establish verification codes with family for emergency requests
The Fundamentals Still Work
AI makes scams look better, but the tactics remain the same:
- They want your money, credentials, or access
- They create urgency to stop you from thinking
- They impersonate trusted entities
Slow down, verify independently, and trust your instincts.
Key Takeaways
- Good grammar no longer means a message is safe
- Focus on the request, not the quality of writing
- Verify unexpected requests through a separate channel
- Be aware that voices and videos can be faked
- The core scam tactics have not changed
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